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At efundex we understand that wholesalers face unique challenges in the operation of their business. The margins or the cost of goods sold with these items tend to be anywhere from 75-95%. That percentage could vary depending on the sic code or naics code for that particular merchant. We are interested in the kind of goods the wholesaler is selling; for example, durable versus non durable goods. Since the margins tend to be lower for wholesale companies then other business types, the wholesalers needs to quickly rotate their inventory in order to have capital again available to places orders for customers from suppliers.

At efundex we understand that merchant wholesalers have unexpected expenses and the need to have access to quick working capital. It becomes essential for the replenishment of inventory and the placing of large orders from suppliers. Often a supplier will receive a discount on a large bulk order, ready access to capital becomes very important.